There isn’t any.
As I get closer to departure, I worry more about the ramifications.
What about the loss of income? When will I be able to retire after taking a gap year? What if my health gives out and I can’t work as long as I need to? What if my health is good and I can’t do things because I don’t have any money because I have already spent it?
Questions we won’t know the answer to until it’s too late. Life is a gamble….